LAY-BUY Payment Plan

How it works

PUT IT ON LAY-BUY powered by PayPal makes it easy for you to buy the goodies that you need by paying for them via a down payment and up to six monthly instalments.

AFFORDABLE: Our calculator allows you to select the down payment you can afford to lay-buy today and the amount of months you need to pay off the product. charge a small admin fee, which is a once-off 0.9% of the total order value at checkout.

SECURITY: All Payments are processed within PayPal’s secure environment.

CONVENIENCE: Payments are automatically set up between you and us at , with no intervention by either party ever.

  • Unless a payment is missed.
  • Please do not send additional payments, this is not how our lay-buy system works 
  • If you wish to finalise your lay-buy earlier, please contact us directly on email, and we will have revised invoice sent to you via PayPal invoice.
  • Please remember to include your order/lay-buy number. 

FLEXIBLE: You can also contact us to move the pending payments earlier or later.

CHOICE: A Lay-Buy Payment can be made and recurring profile setup via your PayPal account or your credit card.

5 Simple Steps

Select PUT IT ON LAY-BUY powered by PayPal payment option at checkout.

Payment calculator makes it easy for you to set up your own payment plan.

Complete down-payment and setup recurring profile in PayPal’s secure environment.

Payments are processed by PayPal on the scheduled date YOU set. Check your order status within your PayPal reporting module. Contact us if you want to move your payments earlier or later.

Receive the item shortly after your last payment.

No interest charges ever, no membership fees ever – NO DEBT.

Under our lay-buy agreement the customer is deemed to have agreed to the following terms:

  • A deposit of 30% minimum is required for payment when the lay-buy is set up.
  • lay-buy are on up to a 4 month term; however lay-buy can be shipped or earlier with at least 2 weeks’ notice.
  • lay-buy exceeding the 4 month period (without approved extension) will result in cancellation of lay-buy and forfeiture of deposit paid.
  • All lay-buy require regular repayments.
  • The cancellation of any individual lay-buy items will result in a 30% deposit is still in place.
  • Please choose carefully as once the laybuy is set up, no changes can be made.
  • Prices of items on lay-buy are fixed to the price at the time of the lay-buy
  • No change can be made to llay-buy sales on orders once they have been ordered/delivered.
  • Please remember when setting up a lay-buy you will need access to your pay pal email address as all confirmation and invoices will be sent to this email address.
  • Once a lay-buy has been set up, we cannot change your email details.

Please have your lay-buy order number referenced on all emails.


~ Mystical Moons